Baccarat

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The basic principle in Baccarat is to secure the highest value with the cards dealt. In each round, there are only ever two hands dealt, one to the player and one to the dealer or "Banker". Prior to each dealt hand, the player is required to place a bet. Unlike other table games though, players are given the choice to either bet on their own hand or the bankers. Either way, if the player bets on the hand that turns the highest card values, he/she wins double their money.

So how does one play? To start with, once bets have been placed, both the player and dealer are dealt two face-up cards each. The value of the cards are then determined before additional action is taken. Baccarat card values are simple. Cards 2 to 9 retain their face value, an Ace is worth 1, and 10's & picture cards hold no value whatsoever. The aim of this game is to make the highest possible value, which is 9. In Baccarat, the banker and players alike cannot bust based on the first draw. This is because, if the two cards dealt exceed 9, the first digit of the card value is dropped to indicate the official card value. In other words, if a 7 and 5 are dealt, with a combined total of 12, the first digit of 1 is eradicated and the actual card value is 2.

Once the initial draw card values have been established,the next course of action can then be considered. If either the banker's or player's hands total 8 or 9, no additional cards are drawn and the highest value wins. This win is referred to as a "Natural". If the player's card value is worth 5 or less, he/she dealt another card and the following banker rules apply.

If the Banker has:

2 or less: The banker draws regardless of whether the player draws a third card or not.
3: The banker draws a third card unless the player's card value is 8.
4: The banker draws a third card unless the player's card values equal 0, 1, 8 or 9.
5: The banker draws a third card if the Player's card values equal 4, 5, 6 or 7.
6: The banker draws a third card if the Player's card values equal 6 or 7.
7: The dealer is not eligible to draw a third card.
(If the player does not draw a third card, the banker cannot draw if his card value is 6 or higher.)

The winning hand is the one that has the highest value up to 9. Any draw values exceeding 9 are termed a "bust" and immediately lose. If the banker and player have the same card values, the game is a "Push' and the original bet is returned to the player.

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